Pangarap Personal Loan
Pangarap Personal Loan
Pangarap Personal Loan
Pangarap Personal Loan

Turn your dreams into reality with Pangarap Personal Loan! Whether you're investing in your child’s education or taking the next step in your own career through further studies or upskilling, we’re here to support you. With flexible terms and affordable payments, reaching your goals has never been more possible. Let us help you build a brighter future—one step at a time.

loan amount
Loanable Amount

Up to Php1,000,000

loan terms
Loan Terms

6 to 36 months

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Loan Purpose

Multi-purpose loan

(to finance your child's education or advance your career and skills)

eligibility
eligibility
Eligibility
  • Filipino Citizen
  • 21 - 65 years old (Should not be more than 65 years old upon loan maturity)
  • Should have no adverse credit findings
  • Residence Tenure:
    • Owned Residence: At least 1 year
    • Rented Residence: At least 2 years
 

For Employed

At least one (1) year tenure with the current company and three (3) years for BPO employees and on a regular/permanent employment status
Minimum gross salary of Php30,000 per month

For Self-employed

Business in operation for at least three (3) years and profitable for the last two (2) years
Minimum average monthly income of Php50,000

Requirements
  • Completely filled out and signed Referral Form
  • Completely filled out and signed Application Form
  • Signed Authorization Letter
  • Copy of company ID and one valid Government-issued ID (click here for the list of acceptable IDs) 
  • Latest one month pay slip
  • Latest Income Tax Return (BIR Form 2316)
  • Certificate of Employment with compensation and benefits
  • Proof of billing or latest one month credit card statement of account
  • Copy of two (2) valid Government-issued IDs (click here for the list of acceptable IDs)
  • Latest two (2) years Income Tax Return with Audited Financial Statements
  • Latest six (6) months bank statements
  • DTI/SEC Registration
  • Latest GIS (if applicable)
  • Valid Business Permit
  • Trade References (Top 3 Clients and Suppliers with Contact Details)
  • Proof of billing or latest one month credit card statement of account
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Inquire Now!

Personal Loan Department
+632 8470 8168 local 2627
PL-RETAIL@sterlingbankasia.com